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The entrepreneur glossary

All the tax, legal, technical and business terms you need to know. Explained simply.

B

Bank aggregation
Technique that centralizes accounts from multiple banks in a single interface via secure APIs (PSD2).

C

Cashflow
Difference between money coming in and going out of a business over a given period.
CRM
Customer Relationship Management: software that centralizes customer, prospect and sales data.

E

E-invoicing
Electronic invoicing — mandatory progressively in France for all VAT-liable businesses.

I

IBAN
International Bank Account Number — unique identifier of a bank account worldwide.

K

KYC
Know Your Customer — mandatory identity verification procedure for financial services.

M

MCP
Model Context Protocol — open standard that lets AI assistants connect to data sources and perform actions.

P

P&L
Profit and Loss statement showing income and expenses over a period.
Pipeline
Visual tracking of sales opportunities through their different stages.
PSD2
European Payment Services Directive 2 — opens access to banking data through secure APIs.

S

SaaS
Software as a Service — software accessed online on a subscription basis.

V

VAT
Value Added Tax — indirect consumption tax collected by businesses on behalf of the state.

W

Webhook
Automatic HTTP call sent by one service to another when an event occurs.